Why I Joined the Marine Corps Essay Example for Free

Why I Joined the Marine Corps Essay In this paper I will illustrate the fallowing two points: â€Å"why I joined the United States Marine Corps and how as an anti tank guided missileman with the billet of driver; I can be useful to not only TOW platoon but the current second section. I will begin by explaining chronologically the events that led me into making the life altering decision to join America’s finest fighting force, the tip of the spear, those who run not away from but towards the sounds of the gun; The United States Marine Corps. I shall than thoroughly and objectively examine the billet of driver within an infantry platoon; and elucidate on how this billet (job) is useful. I will then proceed to illustrate as one who hold the hence forth mentioned billet how it is or can be useful to tow platoon. My decision to join the military in general I believe subconsciously started when my older brother returned from Army basic training. While my brother was a pretty smart guy he had never really been to apply himself nor did he have the drive to, but whatever had happened to him during army basic training had made a change in him; a change for the best. He came back and the transformation was evident in every single one of his actions and thoughts. He had a drive to accomplish all of his goals dreams and aspiration, not only that he had the discipline necessary to stay on his new found path. I went on to college in the fall fallowing his return from basic training not sure if these new traits and strength I saw in him would continue or disappear. When I returned home that fall after my first semester and talked to him and I saw the changes had stayed with him and grown even further. With all that he had used the tools he had been given to accomplish so much in already so little of time. All that stayed in my head, but it did not become relevant to me until my sophomore year of college. I realized that while I was doing well, I was simply just going through the motions. That’s when I made the decision to join the military. I first though I would join the army like my brother, however through a series of events and a need to surpass my brother I decided to join the few the proud The United States Marine Corp. I joined with the fallowing goals and mindset. I wanted to use the Marine Corps to not only further my education but focus it. I joined with the idea that once I got in I would have the drive and tools necessary to not only continue my education but just as my brother had done; I would strive to accomplish my dreams goals and aspirations with even more passion. Whether or not this has happened, is still to be determined. I think I’m still at the eve of my Marine Corps, wherever this institution will be able to help me accomplish what I hoped it would do career so that is all still up in the air. Now onto the subject of what I can contribute to tow platoon as driver. The job a driver within tow platoon as I understand it is to: â€Å"Know all the vehicle formation, all mounted IA drill, be able to maintain and upkeep the vehicle(s) assigned to him as to lessen the load of the vehicle commander; he should also know and understand the job and knowledge of one billet above and below (in this case only above)†. As such those would be my contribution to the platoon as a driver in town platoon second section. In summary I joined The united states Marine Corps with the purpose of furthering my education, and canalizing my energy and thoughts towards my aspirations, and work. Currently it seems like all of that will have to be at a standstill until the opportunity arises to forge forward with the aforementioned plans. On the subject of my contributions as a driver, I must maintain and increase my knowledge of what the driver is suppose know and be able to do; thus I will be able to contribute to tow platoon and second section by simply doing factions of the billet assigned to me.

Oxidation States of Tin. Preparation of Tin (IV) Iodide

Oxidation States of Tin. Preparation of Tin (IV) Iodide The Oxidation States of Tin. Preparation of Tin (IV) iodide and Tin (II) iodide.   Introduction: Alfred Werner, a Swedish chemist, determined the octahedral coordination of Werner complexes and gave rise to the field of coordination chemistry. The complexes contained a central transition metal bonded surrounded by a number of negatively or positively charged molecules. The coordination of the structures where unknown until Werner discovered the coordination of Hexaaminecobalt (II) chloride, which is written in many ways, suggesting different coordination of the atoms. The purpose of the experiment conducted is to determine the coordination of three Werner complexes and characterize their structural formulas through a variety of techniques. The techniques utilized are analysis of free chlorides, measuring the conductance, magnetic susceptibility, and of hexaaminecobalt (II) chloride, pentaamine cobalt (II) chloride, and hexaaminemickel (II) chloride. By titrating the complexes with silver nitrate solution, a precipitate of silver chloride forms and precipitates out of the solution. The non-bonding chlorides in the complexes are reacting with silver forming a precipitate with a low solubility. By calculating the amount of silver nitrate that was used in the titration, we can determine the amount of silver chloride that precipitated out of solution, this results in the amount of free chloride in the solution. Comparing the ratios of silver chloride produced to Werner complex in the solution, free chloride ions can be determined. The conductance of complexes was also determined. The conductance of the complexes corresponds to the ions that are present within the solution. The electrical conductivity the complexes are measured once dissolved in water, the anions and cations dissolve in water. This allows for the determination of structure for metal complexes. The last technique used was the determination of unpaired electrons in the werner complexes. The Werner complexes were either diamagnetic or paramagnetic, as the contained paired or unpaired electrons which were calculated. Experimental/Observations: Part 1: Synthesis of Hexaaminecobalt III chloride (Co(NH3)6)Cl3 : In an Erlenmeyer flask, a solution containing 4.689g of cobalt III chloride (CoCl2Ά¡6H2O, a dark purple crystal), 3.005 g of ammonium chloride (NH4Cl, opaque yellowish crystal) and 5ml of water was heated. The solution started out purple and over time, as it was heated, a color change was noted. Solution turned dark blue over time. Decolorizing charcoal was added, causing the solution to become much dark. 10ml of concentrated ammonia (NH3) was added to the solution causing it to become brownish/red in color. After the solution was to cooled, 10ml of a 6% hydrogen peroxide (H2O2) was added, the solution was heated for 20 minutes at 600C. The solution was then cooled again and vacuum filtered. The bright reddish/brown product was then transferred to a solution containing 2ml of hydrochloric acid (HCl) and 40ml of water. The filtrate was then gravity filtered and another 5ml of concentrated HCl was added. The filtrate was cooled once again and vacuumed filtered. 2.8591g of the bright reddish/brown product was dried and was isolated at a yield of 36%.. Part 2: Synthesis of Pentaaminecobalt III chloride (Co(NH3)5)Cl3 : 7.5g of NH4Cl was dissolved in 15ml of 14M NH3. Finely ground CoCl2Ά¡6H2O was added the ammonia solution, in small portions, while it was agitated. The solution was initially   purple and transparent and adding the the cobalt crystals resulted in the formation of a brown slurry. 7.5 ml of 30% H2O2 was slowly added to the brown slurry, causing an effervescence reaction to occur, releasing a white gas and becoming much darker. Once the effervescence had subsided 45ml of HCl was added to the solution. The solution was heated to 850C and agitated for 20 minutes, then cooled down as a two layered solution was formed. A top blue layer and a bottom dull pink layer. The precipitate was then vacuum filtered and washed with 30 ml of ice cold water, 6M HCl, and 100% ethanol. 6.5729g of the purple product was dried and isolated with a yield of 80%. Part 3: Synthesis of hexaaminenickel III chloride (Ni(NH3)6)Cl2 : 1.2g of hydrated NiCl2, a fine light green powder, was dissolved in 95% ethanol. 5ml of 14M NH3 was added to the nickel solution as it was brought to a boil. The addition of the ammonia lead to the formation of a faint purple precipitate that was vacuum filtered and wash with ethanol. 0.58g was isolated with a †¦ % yield. Analysis of Compounds: The products were analyzed to determine their magnetic susceptibility, conductance and the amount of free chloride in solution. The conductance measurements were obtained for all three products through the Sherwood scientific apparatus. 50 ml of 110-3 M aqueous solution of each of the products was prepared by dissolving 0.01570g of Ni(NH3)6Cl2, 0.01252 g of Co(NH3)6)Cl3 and 0.01337g of Co(NH3)5)Cl3 in a 50 ml volumetric flask. The conductance measure was then taken. A Johnson-Matthey magnetic susceptibility balance was used to determine the magnetic moment of each of the three products. The products were packed into a tube and the reading was taken. The analysis of free chlorides was carried out on both cobalt solutions. 0.05g of the cobalt products was dissolved in a 50ml Erlenmeyer flask and titrated with silver nitrate solution. Fluorescein was used as an indicator and the end point was determined to be a bright pink layer of the cobalt solution. Data: Table 1. Results for the synthesis of Co(NH3)6)Cl3, Co(NH3)5)Cl3 and Ni(NH3)6)Cl2 Actual yield Percent yield A Theoretical yield B (Co(NH3)6) Cl3 2.8591g 54.2% 5.272g (Co(NH3)5)Cl3 6.5729g 83.29% 7.891g (Ni(NH3)6)Cl2 0.58g 49.23% 1.170g Sample calculation for percent and theoretical yeild of Co(NH3)6) Cl3 : Table 2. Results for the analysis of free chlorides for (Co(NH3)6)Cl3 and (Co(NH3)5)Cl3 Volume of AgNO3 Mass of compound Moles of free Cl- (Co(NH3)6)Cl3 0.532 ml 0.514ml 0.05g 3 (CO(NH3)5)Cl3 0.417ml 0.515ml 0.05g 2 Sample calculation for moles of free cholride for Co(NH3)6) Cl3 : Table 3. Results for Conductance Measurements for three compounds Molar conductance (ohm-1cm2mole-1) Number of ions C Lit. ValuesC (ohm-1cm2mole-1) Co(NH3)6Cl3 297.6 4 235 273 Co(NH3)5Cl3 100.8 2 118 135 Ni(NH3)6)Cl2 234.3 3 235 273   Ã‚  Ã‚  Ã‚  Ã‚   C) Values obtained from appendix from corresponding molar conductance values. Table 4. Results for the magnetic susceptibility for the three compounds ÃŽ §g (emu mol-1) ÃŽ §Meas ÃŽ §Dia ÃŽ §Para  µeff S Unpaired electrons (Co(NH3)5) Cl3 -3.046*10-8 -3.25*10-6 -190.2 * 10-6 0.0001864 0.6625 0.235 0 (Co(NH3)6)Cl3 -2.603*10-8 -6.507*10-6 -177.2*10-6 0.0001706 0.6326 0.2236 0 (Ni(NH3)6)Cl2 -1.015*10-7 -2.345*10-5 -166.7*10-6 0.0000713 0.020 0.010 0 Sample calculation for (Co(NH3)5) Cl3 : Chemical Equations: In the three-chemical reactions, the metals reacted with the amine forming the products. The chemical reactions are as follows: Part 1: 2CoCl2Ά¡6H2O(s) + 2NH4Cl+10NH3(aq) + H2O2(aq) + 3H2O(l) à ¯Ã†â€™Ã‚   2Co(NH3)6Cl3 + 1/2O2(g) Part 2: 2CoCl2Ά¡6H2O(s) + 2NH4Cl+8NH3(aq) + H2O2(aq) + 3H2O(l) à ¯Ã†â€™Ã‚   2Co(NH3)5Cl3 + 1/2O2(g) Part 3: NiCl2Ά¡6H2O(s) + 6NH3(aq) à ¯Ã†â€™Ã‚   Ni(NH3)6Cl2(s) + 6H2O(l) An oxidation reduction reaction was occurring as hydrogen peroxide was added to the cobalt solutions and used to reduce the cobalt to its 2+ state. The redox reaction is as follows: R: H2O2 à ¯Ã†â€™Ã‚   H3O+ + 1/2O2 + e  Ã‚     Ã‚   (1) O: Co3+ + e à ¯Ã†â€™Ã‚   Co2+  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   (2) Discussion: To determine the structure of the three complexes, three different techniques where utilized. A magnetic subspecialty measurement, a conductance measurement, and an analysis of free chlorides in each of the three products. Visible color changes were observed in the formation of the brightly colored products indicating that a successful reaction had occurred. The change of color is due to the change in oxidation state. Hydrogen peroxide was used in the reduction of cobalt complexes producing two differently colored cobalt complexes. The in the oxidation reaction we see a change in oxidation state of Co from 3+ to 2+ as hydrogen peroxide is being oxidized. A change in oxidation state causes the solution to change color as the metal complexes contain electrons that absorb light energy and jump to an excited state in a different molecular orbital Analysis of free chloride. A solution containing 0.05g of Co(NH3)6Cl3 and Co(NH3)5Cl3 was titrated with a silver nitrate solution. The number of moles of free chloride ions was then calculated through their mole ratios. It was determined that Co(NH3)6Cl3 solution contained3 free chloride ions while (Co(NH3)5Cl3 solution contained 2 free chloride ions. The calculated ratios (Table 2) of free chloride ions indicates whether the Chlorine ions are bonded with the cobalt complex, as free chloride ions will precipitate out of the solution in the presence of silver nitrate. From this we can assume that 2 moles of chlorine are not bonded to in cobalt complex in Co(NH3)5) Cl3 while all 3 moles of chlorine are not bonded to the cobalt complex in Co(NH3)6)Cl3. We can conclude that chlorine helps stabilize the positive charge of cobalt complex in Co(NH3)6)Cl3 while a single chloride ions is bonded to the cobalt complex of Co(NH3)5Cl3. Fluorescing, the indicator used in the titration, was added t o the solution with 2ml of 2% dextrin solution. The dextrin solution prevents the coagulation of AgCl and the prevention of the AgCl aggregate on the surface of the solution. Molar conductance. A solution of all three products was prepared with a concentration of 10-3M. The molar conductance reading was then taken at 20.50C on a Sherwood scientific apparatus. The conductance values were obtained and compared to the literature values and the number ions of each solution can be determined. Co(NH3)6Cl6 had a conductance value of 297.6 ohm-1cm2mole-1. From the corresponding literature value, this conductance is due the presence of 4 ions in one mole solution. Similarly, Co(NH3)5Cl5 and Ni(NH3)6Cl2 had molar conductance value of 100.8 and 234.3 ohm-1cm2mole-1 which correspond to 2 and 3 ions per mole of solution respectively. From this we can determine the formula of each of the compounds. In hexaaminecobalt (III) chloride, 4 total ions are present which results in one from Co(NH3)62+ + 3Cl. In pentaaminecobalt (III) chloride, 2 ions are present, one from Co(NH3)52+ + Cl. In pentaaminenickel (II) chloride, 3 total ions are present, one from Ni(NH3)52+ + 2Cl. H owever, for data from the analysis of free chloride does not confer with the molar conductivity of the pentaaminecobalt (II) chloride complex. From the analysis of free chlorides, it was determined that one mole of the complex contained 2Cl while the molar conductance suggest 2moles of chloride ion. This discrepancy may be due to the product not being fully dried, and the moisture water may interact and distort the reading of conductance. Magnetic Susceptibility. The magnetic susceptibility was carried out on a Johnson-Matthey apparatus that determines the magnetic moment of each complex. Through calculating Spin values it was determined that both Cobalt (Co3+) complexes, with a d6 electron configuration, does not have any unpaired electrons as the spin values were close to 0. From this, we can assume that the electrons are in a low spin state as Hunds rule of multiplicity suggest that electrons would be paired with altering spin states, and unpairing the electrons would require an increase in energy to overcome Δ0. The Nickel (Ni2+) complex contain two unpaired electrons. Its d8 electron configuration, with 2 unpaired electrons in a high spin state. The low spin state would not be observed as paring the two electrons was require extra energy. The three compounds, (Co(NH3)6) Cl3, (Co(NH3)5)Cl3, (Ni(NH3)6)Cl2 were successfully produced and to give yields of 54.2%, 83.29%and 49.23% respectively for the three compounds. The yields of (Co(NH3)6) Cl3 and (Ni(NH3)6)Cl2 is rather low but it to be expected as the sample may have been lost during the vacuum filtration process while being transferred. The coordination of the three complexes was determined to be Co(NH3)6Cl3, Co(NH3)5Cl)Cl2 and Ni(NH3)5Cl2. Conclusion: The purpose of the experiment was to characterize the structural formulas werener complexes through the synthesis of Co(NH3)6Cl3, Co(NH3)5)Cl3 and Ni(NH3)5Cl2 and the coordination of the compounds was determined to be Co(NH3)6Cl3, Co(NH3)5Cl)Cl2 and Ni(NH3)5Cl2 . The characterizations were conducted with three techniques that determined the moles of free chloride ions, conductance and magnetic moment of the three complexes. The analysis of free chloride ions determined that 3 and 2 chloride ions were present per mole of the two cobalt complexes. Indicating that Cl is bonded to Co(NH3)62+ complexes, while non-bonded to the Co(NH3)5, but function to stabilize the charge on the complex. The molar conductance of the complexes resulted in the presence of 4,2 and 3 total ions for the three Werner complexes. Lastly, the magnetic moment of three complexes was determined and the spin states where calculated. It was determined that both cobalt complexes (Co3+) contained 0 unpaired electrons, i n a d6 diamagnetic electron configuration, in a low spin state. The nickel complex was found to contain 2 unpaired electrons, in a d8 paramagnetic electron configuration, with 2 electrons in the high spin state. References: Simon Fraser University. Inorganic Chemistry, Chemistry 236W laboratory manual: 2016. Vol. 1.81. Print. 9 -10 Miessler, G. L.; Tarr, D. A. Inorganic chemistry; Prentice Hall: Boston, 2011.

Hamlet: A Man of Many Qualities :: Shakespeare Hamlet Essays

Hamlet: A Man of Many Qualities Hamlet is a man of many different qualities and he reveals only certain qualities to certain people. Hamlet draws his audience, the reader, into noticing the different qualities that he has. His qualities are shown through his conversations with other characters as well as through his soliloquies. These words of wisdom and revealance help to distinguish how Hamlet feels about each other character that he encounters. The phrases and speeches that Hamlet addresses are both poetic and piercing. So when Hamlet is speaking, he is constantly revealing his qualities which range from love, to respect, to hate. Hamlet's most powerful qualities seem to be revealed through his conversation with the people that he cares about, namely his family and friends. The queen, Gertrude, is hamlet's mother and she is probably the living being that he cares about the most. Unfortunately, one of Hamlet's qualities, which is revealed in conversation with his mother, is a negative one and that is anger. His quality is displayed through Hamlet's soliloquy in Act 1, Scene 2, Lines 131Â © 161. Hamlet is angry at his mother for marrying a new husband, his uncle, Claudius, so quickly after his father's death. This anger shines through in such phrases such as "Frailty, thy name is woman!"(Act 1,Sc 2, L148) and "Like Niobe, all tears."(Act 1, Sc 2, L151). At the end of his soliloquy, Hamlet switches qualities from one of anger to one of fear. This is evident when Hamlet states, "With such dexterity to incestuous sheets!", and "It is not, nor it cannot come to good", and finally "But break my heart, for I must hold my tongue"(Act 1, Sc 2 L157Â © 161). Hamlet expresses his fear for his mother's hasty marriage. Hamlet realizes that his mother marrying his uncle can have no good result. Respect is another quality that Hamlet displays in conversation with his mother. This occurs when his mother asks him to remain at home rather than return to school(Act 1, Sc 2, L120Â ©121), which he agrees to do. This shows that although he disagrees with his mother and her marriage, after such little mourning for her husband, Hamlet Sr.'s, death, he still respects his mother and will do what she asks. Later in the act, Hamlet encounters another character who goes by the name of Horatio. Horatio is a good friend, as stated in Act 1, Sc 2, L163, and the first quality which Hamlet reveals is his respect for Horatio. In line 176 of Act 1, Sc 2, Hamlet states "I know you are no truant.

How Does One Define Good Advice? :: Defintion Essays

How Does One Define Good Advice? I believe that a good advice is a truthful, general, specific and helpful idea given by someone that we know and trust. This idea usually transmits confidence and security in a time we need to make an important decision. Also, I would say that a good advice is an opinion given by someone that is prepared in a specific field. Usually they are called advisors or counselors, and they try to help people to guide their decisions, with a truthful, precise and accurate opinion that could even refer to their own past experiences. These decisions sometimes could change their lives. I think that when we receive an advice, we are the ones to determine if it is the right choice to follow it. Also, I think that sometimes human beings need to make their own mistakes, and obtain their own experience in specific situations of life, this doesn't mean that people shouldn't follow an advice, but to be able to decide on their own. "People need to learn somehow". Of course, there are many cases when we feel that by sharing our thoughts, feelings and experiences with someone that would listen and try to understand, we would feel more secure and confident in our actions. An example, I would refer to Roby Isaacs - Advices': "The next week my counselor could see major changes in my behavior". I believe she felt a higher grade of security by sharing her experience with a counselor. However, not everyone feels the same way, because even if an advisee gets an advice from someone with experience doesn't mean that the advisor has had followed his own advice in the past. For example, I would refer to Cale Sudwall - Advices': "Then my friend said, ya I should have listened to myself too, I put it off and I did shitty". In the other hand, a good advice could be expressed as a sugestion or in some cases as a warning too. Futhermore, even if the advisee knows that the advice is good, he has the right to decide to follow it or not. Also, I believe that sometimes is hard to accept a good advice even if it's coming from someone we trust, and I think there is when the advisee needs time to make a decision.

National Bank Essay

A research program is very important & essential for acquiring experience through learning and spreading the scope of Knowledge. I have done my research program in National Bank Limited, Foreign Exchange Branch. This research report is aimed at providing a comprehensive picture to the areas of Foreign Exchange operation of National Bank Limited. The report has been divided into twelve parts. These are- Introduction, Brief History of Banking Sector of Bangladesh, Corporate review of NBL, Foreign Exchange, Documents Used in Foreign Exchange Business, Letter of Credit (L/C), Import, Export, Foreign Remittance, Findings and Analysis, References. National Bank Limited is one of the largest commercial Bank of Bangladesh. The main objective of the Bank is to provide all of banking services at the doorsteps of the people. The Bank also participates in various social and development programs and takes part in implementation of various policies and promises made by the Government. National Bank Limited plays a pioneering role in handling foreign trade and foreign exchange transactions. With wide network of branches at home and a large number of correspondent banks worldwide, it is handling the largest volume of export-import business including homebound remittances. For this reason, Foreign Exchange of the Bank is very much essential. But now a day’s banking sector of Bangladesh is suffering the disease of default culture which is the consequence or result of bad performance of most banks. There are three types of modes of foreign exchange market, which are- Export Financing, Import Financing and Foreign Remittance. Foreign Exchange Branch does these foreign exchange activities vastly. In this report, I mention the overall operating procedure of foreign exchange transaction of National Bank Limited. I also mention the findings of my report and describe the recommendation to overcome the limitation. I have taken all the reasonable care to ensure the accuracy and quality to make the report standard. And I believe that it has included all the necessary information to be relevant. INTRODUCTIOIN ORIGIN OF THE REPORT As a mandatory part the BBA Program, all the students of the faculty of  Business Studies, Premier University, Chittagong have to undergo a three month long research program with an objective of gaining practical knowledge about current business world. After this research program each and every students have to submit a research report mentioning their activities during the research program. I’ve started my research at the National Bank Limited, Foreign Exchange Branch. At the end of the research program I am submitting my research report focusing on the contribution of Foreign Exchange operation to the overall performance of bank especially on profitability perspective under the supervision of Tasnim Uddin Chowdhury, Lecturer, Department of Finance, in Premier University, Chittagong. OBJECTIVES OF THE STUDY The general objective of the study is to gather practical knowledge regarding banking system and operation. The research gives us a chance to relate the four year long theoretical learning of BBA Program with the reserch experience. This consists the following: To get an overall idea about the Foreign exchange Business of National Bank Limited. To apply theoretical knowledge in the practical field. To describe the organizational structure, management, background, functions and objectives of the bank and its contribution to the national economy. To achieve overall understanding of National Bank Limited. To analyze the financing systems of the bank to find out any contributing field. To examine the profitability and productivity of the bank. To acquire knowledge about the everyday banking operation of National Bank Limited. To evaluate the effect of world recession on foreign exchange income of NBL, Foreign Exchange Branch. To understand the real management situation and try to recommend for improving existing problems. SCOPE OF THE STUDY This study provides those scopes of knowing are the following: History and performance of National Bank Limited. Terms used in foreign exchange operations Foreign exchange operations of National Bank Limited Literature review. Total concept of Foreign Exchange Operation. METHODOLOGY OF THE STUDY The report is prepared on the basic of foreign Exchange of National Bank Limited. To conduct the overall study, at first I explored the sources of Primary and Secondary information and data. Different files of the department and statement prepared by FED helped me to prepare this report. To present numerical data, I used the Annual Report of 2008 and monthly statement of January to October 2009 of National Bank Limited, Foreign Exchange Branch. For preparing this report I have used some graphical representation to find out different types of analytical and interpretation. SOURCES OF DATA As mentioned earlier, mainly primary and secondary data has been used. Sometimes the customers gave some important information regarding the services of the Bank: PRIMARY DATA Official records of National Bank Limited (NBL).. Expert opinion. SECONDARY DATA Monthly Statement of NBL. Annual Report of NBL. Official Files. Selected books. Other manual information. Websites. Various publications on the Bangladesh Bank. Newspaper reports in this concern. DATA ANALYSIS AND INTERPRETATION Both quantitative and qualitative analysis will be performed on the findings. The quantitative analysis will be done on the trend of export- import, growth pattern of export-import, pre and post facilities provided for easing the export-import operations. Qualitative analyses will be based on the macroeconomic variables and foreign exchange policy provided by Bangladesh bank, the central bank of Bangladesh. Different statistical tools will be used for the analysis of the findings. LIMITATIONS OF THE STUDY To provide current information and to make the report read-worthy, support from various sources is essential. In spite of having my wholehearted effort, I could not collect some information required at the time of the study. So this study is not free from the following limitation: Due to unavailability of latest annual report (Annual report 2009), I have to prepare the report on the basis of annual report 2008. As a result, analysis, presentation of data may not show the existing position/present condition of National Bank Limited. For the whole research I had only 90 days, out of which I get 61 days because of late commencement of research program, which were totally insufficient. So I faced time shortage extremely. Lack of previous experience to prepare this type of report and it is totally new to me as an intern. Foreign exchange division follows Uniform Customs and Practice for Documentary Credits (UCPDC), but within this short period, I was totally stunned to understand. Learning all the banking functions within just two months was really difficult. Sometimes the officers of National Bank Limited were very busy. For this reason the personal did not co-operate me. National Bank Limited did not give me any kind of monetary support for this research program Most of the working days in NBL, I have to work in cash department to help in IPO subscription collection, so I get limited time work in other departments to have practical knowledge Another limitation of  this report is Bank’s policy of not disclosing some data and information for obvious reason, which could be very much helpful. BRIEF HITORY OF BANKING SECTOR OF BD EVOLUTION OF THE WORD ‘BANK’ The word bank originated from Italian word â€Å"Banca†. Banca means long tool. In ancient time Italian Jews merchant used to do business of lending money by sitting on the tools. It is assumed that the word â€Å"bank† derived from the word Banca. To meet the expense of war of 1171 one type credit certificate was launched in Italy at an interest rate of 5% it was called as Monte in Italian language and Bank in German language then German language was widely used in Italy. As a result the word Bank gradually changed to the word Banca from which the word Bank originated. THE EMERGENCE OF MODERN BANKING The linguistics and etymologists suggests an interesting story about banking origins. Both the old French word â€Å"Banque† and the Italian word Banca were used centuries ago to mean a bench or moneychangers table. This describes quite well what historians have observed concerning the first bankers, who lived more than 2000 years ago. They were money changers, situated usually at table or in a small shop in the commercial district, aiding travelers who came to town by exchanging foreign coins for local money or discounting commercial notes for a fee in order to supply merchants with working capital. The first bankers probably used their own capital to fund their activities, but it was not long before the idea of attracting deposit and securing temporary loans from wealthy customers became a source of bank funding. Loans were then made to merchant’s shippers and landowners at rates of interests low as 6 percent per annum to as high as 48 percent a month for the riskiest ventures. Most of the early bank was Greek in origin. The banking industry gradually spread outward from the classical civilizations of Greece and Rome into northern and western Europe. The early bank in Europe was places for safe keeping of valuable items (such as gold and  silver bullion) as people came to fear loss of their asset due to war, theft, or expropriation by government. When colonies were established in North and South America, old world banking practice were transferred . DEVELOPMENT OF BANKING IN BANGLADESH Since early British rule, the history of banking in Bangladesh territory shows that the traditional trade-networks developed before the banks invaded rural areas. And the banking services have slowly flourished in Bangladesh territory. Even today, in many places, moneylenders provide credit services. Small shopkeepers and businessman use informal credit at high interest rate. Traditional mahjong’s money lending business gradually declined due to expansion of bank and the micro credit programs of NGOs, cooperative banks and government agencies. PUBLIC SECTOR BANKS During the liberation war in 1971, the economic, political, and social system including the banking system was severally damaged. At that time, all big and medium financial institutions except two small banks had their head office in the West Pakistan. The non-beagle owners and managers of the financial establishments that operated in East Pakistan had abandoned them. After independence in 1971, the new government had to take over management and ownership of all such institutions. The banks Nationalization Order 1972 was issued to nationalize banks and financial institutions (except those incorporated abroad) in order to control chaos in the field of ownership, party bureaucracy, the intelligentsia, and pressure group. By several orders the government of Peoples Republic of Bangladesh created- Six nationalized commercial banks (NCBs): 1. Sonali Bank 2. Agrani Bank 3. Janata Bank 4. Rupali Bank 5. Pubali Bank 6. Uttra Bank One industrial bank (BSB) One agricultural bank (BKB) One industrial development financial institution (BSRS) The bank and financial institutions which originated during the Pakistan period and were merged, and renamed and functioning after independence of Bangladesh. In the year 1983, the government allowed private sector to participate in the banking business. The Publi Bank and the Uttara Bank were denationalized in 1985, due to non profitability. This action reduced the number of NCBs to four. Such restructuring of public sector banks was in order to play their role in industry, agriculture, export, self –employment etc. PRIVATE COMMERCIAL BANKS Taking advantage of the liberalization policy of the government regarding participation of private sector in the banking business, a number of private banks were established in –and –after 1983. With the emergence of private banks in Bangladesh, a competitive situation in the sector has been created. Now there are 48 commercial banks in Bangladesh which are enlisted with Bangladesh Bank, among them four (4) are NCBs, five (5) are specialized banks, twenty nine (29) are private commercial banks and ten (10) are foreign commercial banks. The emergence of private banks has added a new dimension to the banking system in Bangladesh. The private commercial banks show a steady growth in terms of number of branches, deposit and advances. CORPORATE REVIEW OF NATIONAL BANK History of National Bank Limited National Bank Limited has its prosperous past, glorious present, prospective future and under processing projects and activities. Established as the first private sector Bank fully owned by Bangladeshi entrepreneurs, NBL has been flourishing as the largest private sector bank with the passage of time after facing many stress and strain. The member of the board of directors is creative businessman and international economist. For rendering all modern  services, NBL, as a financial institution automated all it’s branches with computer network in accordance with the competitive commercial demand of time. Moreover, considering it’s forth- coming future the infrastructure of the Bank has been much more to NBL. Keeping the target in mind NBL has taken preparation branches by the wear 2000-2001. The emergence of National Bank Limited in the private sector is an important event in the banking area of Bangladesh. When the national was in the grip of severe recession, Govt. too k the farsighted decision to allow in the private sector to revive the economy of the country. Several dynamic entrepreneurs came forward for establishing a bank with a motto to revitalize the economy of the country. National Bank Limited was born as the first hundred percent Bangladesh owned Bank in the private sector. From the very inception it is the firm determination of National Bank Limited to play a vital role in the national economy. We are determined to bring back the long forgotten taste of banking services and flavors. We want to serve each one promptly and with a sense of dedication and dignity. The President of the People’s Republic of Bangladesh Justice Ahsanuddin Chowdhury inaugurated the bank formally on March 28, 1983 but the first branch at 48, Dilkusha Commercial Area, Dhaka started functioning on March 23, 1983. The 2nd Branch was opened on 11th May 1983 at Khatungonj, Chittagong. Today we have total 103 Branches all over Bangladesh. A representative office was established in Yangon, Myanmar in October, 1996 by our bank and obtained permission from t he government of Bangladesh to handle border trade with Myanmar .opportunities is being explored for further business avenues there. Now NBL is on line to establish trade and communication with the prime international banking companies of the world. As a result NBL will be able to build a strong root in international banking horizon .Bank has been drawing arrangement with well conversant money transfer service agency â€Å"Western union†. It has full time arrangement for speedy transfer of money all over the world. Banking is not only a profit – oriented commercial institution but it has a public bas and social commitment admitting this true NBL is going on with its diversified banking activities NBL introduced monthly Savings Scheme, special Deposit Scheme, and Consumers. Credit Scheme and savings Insurance scheme etc. To combine the people of lower and middle income group. A team of highly qualified and experiment professional headed by the managing Director of the  bank who has vast banking experience operates bank and at the top three is an efficient Board of Directors for making policies. Vision of National Bank Limited Establishing as a top grade efficient bank through best application of modern information technology and business activities, offering high standard client services and Proper coordination of foreign trade business in the core of their vision. Mission of national bank Limited With a view to achieving commercial objective of the bank, their sincere and all out efforts stay put unabated. Respected client and shareholders are attracted to us for our transparency, accountability, social communities, and high quality of clientele services. Objective of national Bank Limited Bring modern banking facilities to the doorsteps of general public through diversification of services, thereby arousing saving propensity among the people. Foreign a cordial, deep rooted and farm banker customer relationship by dispensing prompt and improved clientele services. Taking part in the development of the national economy through productive development of the banks resources as well as patronizing different social activities. Connecting clients to modern banking practices by the best application of improved information technology, so that they get encouraged to continue and feel proud of banking with NBL. Responding to the need of the time by participating in the syndicated large loan financing with like-minded banks of the country, thereby expanding the area of investment Elevating the image of the bank at home and abroad by sustained expansion of its activities. Strategies of National Bank Limited To manage and operate the bank in the most efficient manner to enhance financial performance and to control cost of fund. To strive for customer satisfaction through quality control and delivery of timely services. To identify customer credit and other banking needs and monitor their perception towards our performance in meeting those and update requirement. To review and update policies procedures and practices to enhance the ability to extend better services to customer. To train and develop all employs and provide them adequate resources so that customer needs can responsibility addressed. To promote organizational effectiveness by openly communicating company plans, policies, practices and procedures to all employers in a timely fashion To cultivate a working environment that fosters positive motivation for improved performance To diversify portfolio both in the retail and whole sale market. To increase direct contact with customer in order o cultivate a closer relationship Busin ess Goal To patronize, sponsor and encouraged games and sports, entertainment and other socio-economic activities alongside providing the best services to the client. The Future thrust Full duplex on-line Banking Introducing more innovative products and services Opening new branches Expansion of business network at home and abroad SMS Banking Introduction of new liability / Asset products Corporate Culture Employees of NBL share certain common values, which helps to create a NBL culture. The client comes first Search for professional excellence Openness to new ideas& new methods to encourage creativity Quick decision making Flexibility and prompt response A sense of professional ethics Growth and Development of NBL The NBL carries out all traditional functions, which a commercial bank performs such as mobilization of the deposit, investment of funds, financing export and import business, trade and commerce and industry. The banking sector in the country faced different problems thought the year. Even through the board and management never stopped its effort to maximize wealth, which is reflected by 143.97percent profit growth in 2007, highest ever in the last 15 years. The bank earned the 676.45 core revenue in 2007 as interest, income from investment and commission & exchange earning, which who Tk. 530:69 corer in the provision year. As a result the total operating profit rode to Tk. 221.51 corer in 2007 from Tk.114.68 corer in the previous year. Branches of NBL NBL, which was started at Dilkusha Branch on March 23rd, 1983, was the first major commercial Bank. In Bangladesh operating throughout the country as well as the age of the bank is only 25 years .During this period it has established total 112 branches over the country and made smooth network inside the country as well as thought the world. The number of branches as well as territory wise is mentioned in the table.

Investigatory

Crazy Crystal Creations: How to Grow the Best and the Largest Crystals Materials and Equipment * Lab notebook * Large bowl * Ice, enough to fill large bowl at least three times * Water * Thermometer * String * Scissors * Pencils (3) * Identical jars or large drinking glasses (3) * Pot with a lid * Borax (also called 20-Mule Team household cleaner); * Tablespoon * Plastic wrap, wax paper, or aluminum foil * Gloves, latex or similar style exam glove (optional). Can be used if there is concern over handling borax Experimental Procedure 1.In this science fair project, you'll be recrystallizing borax under three different temperature conditions: in a refrigerator, at room temperature, and in an ice bath. Before you begin, make a hypothesis, based on your background reading, about how the crystals grown under each of these conditions will look. Write your hypothesis in your lab notebook. 2. Prepare an ice bath by filling the large bowl half full of ice and then adding water until the bowl is three-quarters full. a. Place the ice bath on a counter top or on a table, where it can be left undisturbed for at least 5 hours while the crystals grow. . As soon as the ice bath is prepared, use the thermometer to take the temperature of the ice bath, of the refrigerator, and of the room (do this by putting the thermometer on the countertop or table), and record the temperatures in your lab notebook. 4. Cut three pieces of string and tie one around each pencil. The string pieces should be of equal length and should be long enough that when the pencil is laid across the top of the jar, the end of the string hangs down to just above the bottom of the jar. 5.Bring enough water to fill each jar three-fourths full to a boil in a pot, with adult supervision. 6. Add 1 tablespoon (Tbsp. ) of borax to the water, and stir until it dissolves. Repeat, 1 Tbsp. at a time, until no more borax will dissolve. This is your saturated solution. 7. With an adult's help, pour equal amounts of the sa turated solution into the three jars. The jars should be about three-fourths full. 8. Lay a pencil across the top of each jar so the strings hang down into the saturated solution. 9. Cover the jars with plastic wrap, wax paper, or aluminum foil. 10.Place one jar in the refrigerator, leave one undisturbed on a countertop or table at room temperature, and put one in the ice bath you prepared. 11. Leave the jars alone for a minimum of 5 hours, or until crystals form (whichever is longer), and be sure not to disturb them. Check the ice bath regularly to make sure that the ice has not melted. Add ice, as necessary. b. If crystals form under one condition before they do in the others, note that in your lab notebook and let all three conditions continue for another hour to see if any crystals form in the other conditions. . Record in your lab notebook the total amount of time (from step 9 to step 11) that you let the crystals form. 12. Carefully remove the pencils, one at a time, and note the size, shape, and number of crystals obtained from each solution. Are there any differences? Why do you think this is so? Record your observations in a data table, like the one below. Cooling Condition| Trial 1| | Temperature| Time of Crystal Formation (in hours)| Number| Size| Other Observations| Ice bath| Â  | Â  | Â  | Â  | Â  |Refrigerator| Â  | Â  | Â  | Â  | Â  | Room temperature| Â  | Â  | Â  | Â  | Â  | 13. If you are presenting your project in a science fair, save the strings and display them at the fair. Be sure to keep track of which string belongs with which solution. 14. Repeat steps 1–13 at least two more times to make sure that your results are accurate and repeatable. How do your results compare to your hypothesis? What Makes Ice Melt Fastest? Materials and Equipment To do this experiment you will need the following materials and equipment: Ice cubes * Identical plates or saucers * Timer * Electronic kitchen balance (accurate to 0. 1 g) * Mea suring cup * Suggested materials to test for ice-melting ability * Table salt * Sugar * Sand * Pepper Experimental Procedure 1. Do your background research so that you are knowledgeable about the terms, concepts, and questions, above. 2. You'll need a clean plate and several ice cubes for each of the substances to be tested. 3. Use the balance to measure the initial mass of the ice cube.Note the starting time, then carefully sprinkle one teaspoon of the substance to be tested over the ice cube. 4. After a fixed amount of time (say, 10 minutes), pour off the melted water into a measuring cup, and use the balance to measure the mass. Subtract the mass of the empty cup, and you'll have the mass of the melted water. Wait the same amount of time for each test. 5. Measure the remaining mass of the ice cube. 6. Repeat three times for each substance to be tested. 7. Use the same procedure to measure the melting rate for ice cubes with nothing added. 8.For each test, calculate the percentage of the ice cube that melted: [mass of melt water]/[initial mass of ice cube] ? 100 9. For each test, calculate the percentage of the ice cube remaining: [remaining mass of ice cube]/[initial mass of ice cube] ? 100 10. For each substance you tested, calculate the average amount of melted water produced (as a percentage of initial mass), and the average remaining ice cube mass (as a percentage of initial mass). 11. Did any substances speed up melting of the ice (compared to melting rate of plain ice cubes with nothing added)?

How to Approach a Personal Essay on Death

Death is, certainly, a rather unusual topic to be addressed in a personal essay – in modern society it is generally considered to be one of the taboo topics which are not supposed to be discussed by polite people. At least, it is considered to be a topic which is almost certain to make most people uncomfortable, and educational institutions tend to avoid such situations lest they become targets of criticism. If, however, you stumble upon the necessity to write a personal essay on death, or due to some reason you choose to write one on your own when given a choice of topic, there are a few things you should take into account before you start working. First of all, remember that death is an extremely sensitive and delicate topic. There are almost no taboo topics today, but this one certainly looks like a one of the few that remain in this position. Modern western culture embraces life, yet every human knows that one day he is going to die, as well as all those he knows and loves. It is a frightening thought for most people, but it can be made bearable if one pushes this prospect into some unspecified future. To mention death is to remind about its inevitability. That is why you should approach the matter carefully, making sure you are not going to insult or make anybody uncomfortable. Death as a topic gives you a lot of opportunities to produce strong and lasting impression, but your handling of the theme should be, above all, tasteful. Nevertheless, you should always remember that the main distinctive feature of a personal essay as a genre of writing is, obviously, its personal nature. You are not only allowed, you are expected to provide your own opinion, your own examples, your own experience in this piece of writing. Repeating some humdrum statements like â€Å"Death is a very difficult issue† or â€Å"Everybody looks at death differently† isn’t enough. Personal essays are called this way for a reason – and if you have to write one about death it, most likely, means that those who have given you this task want to see how well you can work when given such a disturbing, unpleasant, greatly intimate topic. Writing a personal essay presupposes the use of examples. As all people encounter death at some point of their life, be it death of a loved one, of a friend, relative, an acquaintance or a pet, it at the same time simplifies the matter and makes it more difficult. Don’t be afraid to write what you really think: the people who have given you the task expect to hear something original, unique from you.

Journal Entry of a Subordinate Group Member - Free Essay Example

Sample details Pages: 1 Words: 271 Downloads: 1 Date added: 2017/09/19 Category Demography Essay Type Argumentative essay Tags: Native Americans Essay Did you like this example? Assignment: Journal Entry of a Subordinate Group Member  · Resources: Ch. 1 in Racial and Ethnic Groups and the U. S. Census Bureau American Fact Finder website at https://factfinder. census. gov  · Select one of the following subordinate groups from Ch. 1 of the text. Because the chapter does not list all subordinate groups, you may select any other group with a documented history in the United States. Subordinate groups: Native Americans Native Americans, African Americans, Chinese Americans, Japanese Americans, Arab Americans, Filipino Americans, Korean Americans, Vietnamese Americans, Asian Indians, Hawaiians, Irish Americans, Polish Americans, Norwegian Americans, Jewish Americans, Cuban Americans, Mexican Americans, and Puerto Ricans.  · Identify and describe which, if any, of the following creation and consequence situations the group has faced: o Creation: migration, annexation, or colonization Consequences: extermination, expulsion, secession, segregation, fusi on, or assimilation  · Write a fictional, first-person account of the creation and consequence situations of a subordinate group in the United States in the form of a 700- to 1,050-word journal entry. .  · Describe, as if you are a member of the subordinate group, where the group originated, how it came to the United States, and one or two locations in the United States where members of your group live. Be creative in your fictional descriptions, and accurate with your facts. Research your text, the Internet, or the University Library for information about your chosen group. Of particular usefulness is the People section of the U. S. Census Bureau American Fact Finder website at https://factfinder. census. gov  · Cite your sources according to APA requirements.  · Post your journal entry as a Microsoft ® Word document attachment to the Assignment Link by Week Don’t waste time! Our writers will create an original "Journal Entry of a Subordinate Group Member" essay for you Create order